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The charity gives grants to individuals experiencing financial hardship. The charity receives applications for funding, usually through third party organisations such as Citizens Advice Bureau, which the trustees review and make a decision on taking all the circumstances into account. The charity then pays any one-off awards or it may add successful applicants to the list of regular beneficiaries. The charity owns investments managed by an investment manager. The trustees can use both income, accumulated revenue, and capital towards beneficiary payments.