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Lar was established to provide affordable housing to households that have difficulty accessing social homes yet struggle with high private rents and/or inappropriate housing. Lar uses a novel financing structure to build homes, then rent them out, being entirely loan funded and not being in receipt of any grant finance (unlike RSLs). Lar delivers an average saving of more than £3,600 per household per annum in rent savings - more than £10m of public benefit over the past 5 years alone. Lar now also provides increasing amounts of community facilities and benefits to support our tenants and their communities.